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Negotiating Health#||

 
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MessagePosté le: Ven 20 Mai - 03:01 (2016)    Sujet du message: Negotiating Health#|| Répondre en citant




Negotiating Health || > urlin.us/2bc1o





You....are....here:....Trade,....foreign....policy,....diplomacy....and....health....This...is...where...you...are...billed...multiple...times...for...the...same...procedure,...perhaps...25...times...instead...of...23Ask...If...You...Qualify...for...Discounts...There...are...very...few...instances...when...Im...buying...something...that...I...dont...inquire...about...a...discountI..applied..for..my..doctors..program..and..found..out..that..Im..eligible..for..a..30%..discount..after..what..my..insurance..coversPrint...The...Healthcare...Common...Procedure...Coding...System...or...HCPCS...is...composed...of...two...levels...of...codeBut..what..happens..if..you..cant..make..a..payment?..While..you..cant..make..the..bills..disappear..(unless..you..pay),..you..can..probably..reduce..your..financial..burden..if..you..know..the..right..questions..to..askMONEY....Subscribe....Home....Everyday....Money....Retirement....Family....Finance....Careers....Real....Estate....Investing....Travel....Money....101....Best....Places....To....Live....Best....Colleges....Best....in....Travel....Best....Banks....Best....Credit....Cards....Videos....Calculators....Adviser....&....Client....Love....&....Money....Money....Heroes....TIME....LIFE....Motto....The....Daily....Cut....MONEY....50:....The....Best....Mutual....Funds....Road....to....Wealth....Ultimate....Retirement....Guide....Turning....Points....Love....and....Money....Ask....the....Expert....Newsletters....Feedback....Privacy....Policy....Your....California....Privacy....Rights....Terms....of....Use....Ad....Choices....RSS....TIME....Apps....TIME....for....Kids....Advertising....Reprints....and....Permissions....Site....Map....Help....Customer....Service........2016....Time....IncMany...times...its...under-the-radar...savings...that...I...would...never...know...about...unless...I...speak...upStart...by...understanding...your...insuranceThe....key....to....saving....money....on....medical....bills....is....to....askIn..this..case,..you..should..be..familiar..with..the..coding..system..they..use..for..various..procedures3Consumers..might..go..to..the..doctor..they..have..seen..for..years..(and..rely..on..that..doctors..referrals..for..other..services)..or..might..choose..a..provider..based..on..locationThere....may....be....an....element....of....wanting....to....keep....your....business,....so....the....office....may....be....willing....to....match....the....price....of....their....competitor....or....at....least....lower....what....you....oweWhile....they....probably....cant....give....you....the....same....discount,....this....is....an....indicator....of....flexibility....in....the....repaymentBut...doing...it...this...way...does...not...account...for...price...discrepanciesIf....you....have....insurance,....this....means....checking....prices....across....your....in-network....options,....and....if....you....are....uninsured....this....means....calling....a....variety....of....providersA..payment..plan..is..great..for..those..consumers..who..cant..pay..upfront..and..need..to..pay..on..a..monthly..basis..in..order..to..keep..their..finances..afloat..overallHealth..plans..contract..with..specific..groups..of..providers..for..group..discountsIf..your..economic..situation..improves..after..a..few..months,..sometimes..one..can..negotiate..for..a..portion..of..the..bill..to..be..forgiven..if..the..remainder..is..paid..in..full,..Dreher..saysFamiliarize....Yourself....With....Health....Care....Mumbo....Jumbo....Theres....a....lot....of....insider....jargon....associated....with....health....care....and....insurance....companies....in....general,....and....my....opinion....is....that....theyre....banking....on....you....not....knowing....what....much....of....it....means,....being....too....afraid....to....ask....because....you....dont....want....to....look....uneducated,....and....then....taking....their....word....for....itIn..most..cases,..the..full..price..is..unfair,..and..it..can..be..lowered..by..having..a..frank..conversation..with..your..healthcare..providerIn....reality,....this....is....just....a....credit....card....with....the....health....care....providerGo....for....an....interest-free....payment....first,....and....if....that....doesnt....work....at....least....try....to....keep....it....as....low....as....possibleIt....is....your....right....as....a....patient....and....health....care....consumer....to....know....what....you....are....paying....forFor..example,..you..may..need..to..pay..30%..of..the..cost..for..an..outpatient..surgeryFirst,...we...want...to...teach...the...skills...of...negotiating...payments...for...medical...billsOne....thing....to....keep....in....mind....is....that....their....willingness....to....do....this....may....be....a....little....different....depending....on....who....they....representDont...lose...your...composure...on...the...phone;...remain...calm...and...objective,...he...says f5880b0734



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MessagePosté le: Ven 20 Mai - 03:01 (2016)    Sujet du message: Publicité

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